Having a chunk of money to invest is nice, but not so much when you aren’t sure where you should be investing it. This was an issue which I had back in 2016, after coming into some money via inheritance. Usually I would of paid that money straight off my mortgage, but I had already paid this off prior to receiving the cash. I was a little stuck and didn’t want the cash just sat in a bank. I began to look at some options online and stumbled across the idea of using an asset management company.
After doing some digging I saw the, which were waxing lyrical about this company. I took the decision to let them handle my investment, and here is why I decided to do so.
It may not surprise you to hear that the expertise of the company was the biggest reason for me investing with them. I am not a fool when it comes to investing but I am far from an expert. This was the main motivation for me to allow them to deal with my investments. We have to remember that those who work at these companies are dealing with investments every single day, and that makes them the best people to put my money to work.
Because capital management companies are able to invest large amounts, they very often get the opportunity to invest in things like pre-IPOs. These are opportunities which the likes of you and I simply wouldn’t have the chance to get involved with if we were investing on our own.
Any notion that you may have about these being risky investments can be forgotten, because the level of risk which is taken on comes down to your decisions. When you first invest with the company you will have a conversation with them about the level of risk which you are prepared to take on. Within this you can in fact split up your investment and dedicate, let’s say, 80% of it to medium risk and then have the further 20% invested into higher risk strategies. There is absolutely no way that they can move away from the risk level which you have set when you first invest with the capital management company.
If you are investing a large sum of money then you instantly feel pressure to stay on top of it, to make sure that you are making the most that you can with the cash you have. When you invest with the experts however you can have the peace of mind that they are managing your investment, leaving you to simply wait for the monthly report telling you how your investments are doing. This means that you can invest without having to dedicate all of your time to buying, selling and seeking out new opportunities.
This is exactly why I decided to invest.